Our stand-alone investment services are for those who have no need for financial planning or would like to begin working with WhiteSpace Financial only in the area of investments.  Retirement plan rollovers, inheritances, or a desire to get started investing with a portion of one's assets are examples of why clients may choose this option. Our annual fee is 1.25% of investments under management and is 0.50% lower than our annual fee for wealth management clients, which may be a factor in your decision to choose this option.